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Helping You Make Informed Debt Decisions
While bankruptcy is a common solution for debt problems, it is not the only one. A skilled and experienced bankruptcy attorney can show you alternatives to get you out from under.

Protecting Your Financial Future

Many people who are struggling with debt feel embarrassed about their situation. But at the Law Offices of David H. Sandler & Associates, we help people feel better about their finances. We understand that debt is often not your fault. In fact, medical bills are the most common reason why Americans file for bankruptcy — but no one is to blame for getting sick. And with the current economic crisis, falling behind on the mortgage is extremely common.

So if you are worried about credit card debt, foreclosure or medical bills, come to our office. I am attorney David H. Sandler, and I have been helping Maryland residents with debt relief for 20 years. My goal is to explain your options and help you make an informed decision, as well as ease the stress you are feeling.

Practice Areas

A Chance At A Fresh Start

Falling behind on debts where bills go unpaid is a slippery slope. A bankruptcy filing can help you start over.

Alternatives To Bankruptcy May Be An Option

Being committed to customized strategies means that I explore all options toward debt relief, not just Chapter 7 or Chapter 13 filings.

Keeping You In Your Home

The significant investment in a home is at risk when you fall behind on mortgage payments that lead to foreclosure. My job is it help you keep a roof over your head.

A Short Sale May Be Your Last And Best Resort

If all other options to have been exhausted, I can help facilitate the short sale of your home and minimize the damage done by foreclosure.

How I Can Help You

There are several types of debt relief options. One is to file for bankruptcy. I can help you determine whether Chapter 7 or Chapter 13 bankruptcy may be right for you. Based on your situation, a Chapter 11 business reorganization might be the best resolution. If you do not wish to file bankruptcy, we may be able to negotiate with your creditors for a debt workout such as a payment plan or settlement.

Facing Foreclosure?

Are you worried about losing your home? I help people with mortgage loan modification to lower the monthly payments or extend the terms. In addition, I can assist you with mortgage mediation with your lender.

One way to avoid foreclosure is to sell your home in a short sale. This is not the right choice for everyone, so it is important to speak with an attorney before you attempt a short sale. I will make sure your rights are protected and that you understand the risks involved.

Contact A Bankruptcy Lawyer Today

For a free consultation, please call my Landover office at 240-696-1816 or contact me online for a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.